Overweight

Your client may be overweight, obese or extremely obese.  Such a determination is based upon two methodologies, one of which is utilized by the insurance industry and the other by the medical field.  The insurance industry utilizes standard ideal body weight (IBW) charts.  The medical profession uses body mass index (BMI) based upon a formula which is frequently depicted in standardized charts.

BMI for a normal weight individual is 8.5-2-9.  BMI for an overweight person is 25-29.9.  Those who have a BMI of 30 are considered obese and those with a BMI of 40 or grater are considered extremely obese.

According to the National Highway Traffic Safety Administration  (NHTSA), and our opinion, the physical portion of psychophysical testing is unreliable in individuals who are overweight.